OPEN ENROLLMENT ENDS MARCH 31, 2014.
Apply by December 23, 2013__________Pay by January 6, 2014______________Coverage starts January 1, 2014.
Apply by January 15, 2014____________Pay by January 28, 2014_____________Coverage starts February 1, 2014.
Apply by February 15, 2014___________Pay by February 25, 2014_____________Coverage starts March 1, 2014.
Apply by March 15, 2014______________Pay by March 26, 2014______________Coverage starts April 1, 2014.
Apply by March 31, 2014______________Pay by April 25, 2014________________Coverage starts May 1, 2014.
The next open-enrollment period begins in October 2014 for coverage in 2015.
If you have a life -changing event, such as the loss of a job, a marriage or divorce, or the birth of a child, then you qualify for “special enrollment” throughout the year, both in Covered California and in the individual market outside. In the case of a life changing event, you would be eligible to enroll within 60 days of that event.
IF YOU ARE MAKING $…, THEN IN 2014 YOU MAY QUALIFY FOR:
Less than $15,856_______________________________Medical or Free government program.
$15,856 to $28.725______________________________Help paying out-of pocket costs like deductibles and co-pays and tax credit
_______________________________________________(subsidy) that will lower the amount of your monthly premium.**
$28,725 to $45,960______________________________A tax credit that will lower the amount of your monthly premium.**
Making over $45,960____________________________You do not qualify for government assistance, but you can still shop for
_______________________________________________insurance.
Family of 4 making $32,499 to $58,875_____________Help paying out-of-pocket costs like deductibles and co-pays and a tax
_______________________________________________credit(subsidy) that will lower the amount of your monthly premium.**
Family of 4 making $58,875 to $94,200_____________A tax credit that will lower the amount of yourmonthly premium.
Family of 4 making over $94,200__________________You do not qualify for government assistance. You can get Private Health
_______________________________________________Insurance.
*Income levels are based on the year 2013.
**You must enroll through Covered California to be eligible for your tax credit.
WHAT IS HEALTH CARE REFORM AND WHAT CHANGES HAPPEN January 1, 2014?
• NEW ways for people to get Free or Low Cost health insurance
• A range of private plans to choose from
• Financial help to pay for coverage every month for those who qualify
• Free preventive care, including immunizations, mammograms, cancer screening and more
• Pre-Existing conditions covered at no extra cost
• Most people must have health insurance or they will pay a fine
• Children and youth who had Medi-Cal at age 18 will be eligible for Medi-Cal to age 26
Do YOU ALREADY HAVE COVERAGE?
Do You have Medi-Cal? You can keep your Medi-Cal health Insurance. Call 800-541-5555 if you have more questions.
Do You have Medicare? You can keep your Medicare. To find out more call 800-633-4227 or visit www.medicare.gov
Do You have insurance through your job? You can keep it. To find out more, contact your health plan or your employer.
Can I buy my own health insurance? You can still buy insurance on your own.
You can call us @ 1.877.406.7222 to buy your health insurance, or just simply click GET QUOTE from our menu bar and apply online.
You can also apply online at www.CoveredCA.com, by phone at 888-975-1142 or by mail.