Financial Planning
The Future Looks Brighter with Legacy Partners
Prepare for Tomorrow with Legacy Partners Financial Planning
One of the most popular (and applicable) quotes concerning investing and financial planning:
Failing to plan is a plan to fail.
We spend time and money protecting our homes, our automobiles, our businesses and even our incomes. Yet, most families give much less consideration to protecting their future. There are many questions that must be answered in order to develop a sound financial plan…a plan that makes the future something to look forward to instead of something to dread.
- How much money will I need to live the lifestyle I want to live once I retire?
- How much do I need to save today to prepare for tomorrow?
- How do I protect what I earn from burdensome tax liabilities?
There are many ways to protect yourself, your family, your business and your financial future, and choosing the right path can seem overwhelming. The professionals of Legacy Partners can help you establish realistic goals for your future and provide strong, proven options to meet them.
Legacy Partners offers the options you need today to secure your tomorrow:
- LIFE INSURANCE
More than simply a ‘death benefit’, life insurance can be used to satisfy outstanding debt in the event of your death. It can also provide protection against the financial hardship in the event of the death of key employees. Permanent life insurance policies offer individuals the opportunity to save money by building cash value and pre-tax earnings: a valuable tool for long-term financial planning.
Learn More › - FINAL EXPENSE / FUNERAL INSURANCE
Relieve your family of the financial and emotional burden of funeral costs, medical bills and legal fees upon your death.
Learn More › - BUSINESS EXIT PLANNING
Establish a plan should a co-owner of your business die, become disabled or simply leaves the business. A solid Buy/Sell agreement enables an owner to use their business as a source of retirement income.
Learn More › - TAX QUALIFIED RETIREMENT PLAN
Establish a plan your employees that allows them to receive certain tax benefits and plan for their financial future. A solid employee retirement plan is one of best ways to attract and retain quality employees that help you build your business.
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- TRADITIONAL IRA
This popular option is a tax-deferred retirement savings account that accumulates dividends, interest payments and capital gains without taxation until you withdraw the money at retirement.
Learn More › - ROTH IRA
Grow your money using after-tax dollars. Yes…you’ve already paid taxes on the money you put into the plan. You trade the up-front tax break for tax-free growth…and when you withdraw at retirement, you pay no taxes.
Learn More › - ESTATE PLANNING
From Irrevocable Life Insurance Trusts to Wills and Estate Establishment, estate planning allows YOU to decide who receives your assets at your death. It reduces taxes on your estate, establishes who will be the executors/trustees of your estate and relieves your family of a multitude of burdens.
Learn More › - EDUCATION PLANNING
College tuition can take a HUGE bite out of your retirement funds. With a designated college savings plan, your money can grow free of federal and state taxes, PLUS you’ll be able to withdraw the money without having to pay federal and (in some cases) state income taxes.
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