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09.10.15

Healthcare Insurance

Healthcare Insurance for Glendale, North Hollywood, Pasadena, Sherman Oaks, Northridge, Van Nuys & Surrounding California Areas The federal Patient Protection and Affordable Care Act (Affordable Care Act), occasionally referred to as “Obamacare”, provides the framework, policies, regulations and guidelines for implementation…

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09.10.15

What Sources of Funds May Be Available to Help You Financially Survive a Critical Illness?

Health Care Insurance: While health care insurance will cover a portion of the direct costs associated with a critical illness, these plans typically require payment of deductibles, coinsurance and/or co-pays, which can range from $2,000 to $10,000 or more in…

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09.10.15

What type of plan is best for your family?

Most insurance companies offer 3 types of coverage plan products, which define what doctors and hospitals you can visit and how you access certain health services. HMOs (health maintenance organizations) only cover visits to doctors and hospitals inside the plan’s…

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09.04.15

How many people are financially Independent during retirement?

According to the Social Security Administration, people age 65 and older: 35.8% have incomes under $20,000 28.6% have incomes under $20,000 to $40,000 20.3% have incomes under $40,000 to $75,000 Only 15.3% have incomes in excess of $75,000 For more…

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09.03.15

What is the Advanced Premium Tax Credit (APTC)?

The Advanced Premium Tax Credit is provided to those who qualify to help pay for health coverage. Your APTC is calculated based on your estimated annual household income, household size and where you live. If your income or family size…

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09.02.15

Your Health Insurance Rights & Protections

Based on the new health care law, there are new rights and protections that make coverage fair and easier to understand. The law: requires health plans to cover people with pre-existing health conditions makes it illegal for health plans to…

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08.19.15

Previous year income guidelines

    If you are qualifying for Obama Care, call us to apply or renew your Covered California coverage.

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08.19.15

Income Guidelines

Medical Insurance for Glendale, North Hollywood, Pasadena, Sherman Oaks, Northridge, Van Nuys & Surrounding California Areas You may be eligible for Medi-Cal or Low-Income Health Plan. Qualifying for financial assistance depends on your household income and family size. Charts below will…

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08.19.15

Penalties

      You are required to pay tax penalty if: you do not have qualifying health care coverage (referred to as Minimum Essential Coverage (MEC)) you do not apply for and receive an exemption. The amount of the penalty…

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08.19.15

Open Enrollment

  Important dates for 2017 enrollment: November 1, 2016: Open Enrollment starts  – first day you enroll in 2017 Marketplace plan January 1, 2017: First date 2017 coverage can start January 31, 2017: 2017 Open Enrollment ends   Important Note: If…

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RECENT ARTICLES

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